Personal finance assistant
Stop wondering where your money goes
Velorra automatically tracks your spending, scans receipts and gives you AI-powered insights to help you save more.
Your money, finally understood
AI expense insights
See where your money goes and why, no spreadsheets.
Receipt scanning
Snap a receipt, AI logs every item.
Smart budgets
Limits and reminders that keep you on track.
Managing money is harder than it should be
Why Velorra, not another budgeting app?
Traditional budgeting apps
- ✕Requires hours of setup
- ✕Feels like accounting
- ✕Makes budgeting stressful
Velorra
- ✓AI understands your spending
- ✓Scan receipts instantly
- ✓Ask questions naturally
- ✓Built for everyday life
What is Velorra?
Velorra is a personal finance tracker. Enter income and expenses by hand, scan receipts or just say them out loud, and AI helps you understand where your money goes, simply, and without your data ever leaving your phone.
Free and Premium
Everything for core money tracking, no subscription, forever.
AI that understands your spending habits, plus sharing with your partner.
Simple and fair
- Manual entry & tracking
- CSV import & export
- Budget & limits
- Monthly report
- Project cost tracking
- Recurring payments
- Scan receipts instantly
- Ask questions about your money
- Share finances with your partner
- Voice entry
- Get monthly AI reports
- No ads
Your money data is yours. Always.
No account and no data selling. Here's exactly what's stored, what's sent and to whom, so you know without reading the fine print.
Everything stays on your phone
Transactions, categories and projects are stored locally on your device. No account, email or password, just an anonymous ID that never leaves the phone.
AI features (Google Gemini)
When you use AI (receipt scan, assistant, voice, report insights), your request (image, question or summary) is sent to Google Gemini only to return an answer. We don't send your name because we don't have it. Without AI, nothing leaves the phone.
Shared account (end-to-end)
If you pair your phone with a partner, data travels encrypted through a relay (Firebase). Only your paired devices hold the decryption key, we only ever see ciphertext. If you don't pair, nothing syncs.
Notifications
Reminders for bills and recurring expenses go through the push service (Apple/Google), only the reminder text is sent, never amounts or transaction details.
Subscription
Payments are handled by the App Store (iPhone) or Lemon Squeezy (Android). We never see or store your card details.
No tracking, no data selling
The free plan shows a single small banner ad; Premium has no ads at all. We never track you, sell or share your data.
Frequently asked questions
What is an AI budget app?
An app that uses AI to automatically track spending, scan receipts and answer questions about your money, without manual spreadsheets.
Is Velorra free?
Yes. Manual entry, import/export and core tracking are free forever. Premium (AI features and family sharing) is €3.99/month or €39.99/year.
Does Velorra connect to banks?
No. Velorra never asks for access to your bank account. You decide what you track, and your data stays on your phone.
Is Velorra available in Europe?
Yes. Prices are in euros and the app works on iPhone and Android.
Can couples share expenses?
Yes. Pair two phones and everything syncs automatically, end-to-end encrypted (Premium).